Guideline G6 - Illustrations

The purpose of this Guideline is to set out practices for the preparation and distribution of illustrations, both at point-of-sale and for in-force policies. More specifically, the Guideline calls for clearly disclosing whether values or features in the policy are guaranteed or not guaranteed. Further, if any values or features are not guaranteed, the Guideline calls for disclosing how and under what circumstances the non-guaranteed values may vary and what the effect may be on the policy.