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CLHIA Guidelines

CLHIA Guidelines

One of the CLHIA's strategic objectives is to foster sound and equitable principles in the conduct of the business of member life and health insurers that carry on business in Canada. CLHIA Guidelines are designed to promote consistent practices and standards for the life and health insurance industry and to reinforce the best interests of consumers and the industry.
  1. Guideline G1 - Product Disclosure

    March 18, 2005

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  2. Guideline G2 - Individual Variable Insurance Contracts Relating To Segregated Funds

    March 21, 2014

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  3. Guideline G3 - Group Life and Group Health Insurance

    December 30, 2022

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  4. Guideline G4 - Coordination of Benefits - Group Health and Dental

    September 12, 2012

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  5. Guideline G5 - Travel Insurance

    December 31, 1999

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  6. Guideline G6 - Illustrations

    April 28, 2009

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  7. Guideline G7 - Creditor's Group Insurance

    June 8, 2016

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  8. Guideline G8 - Advisor Suitability: Screening, Monitoring and Reporting

    December 16, 2014

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  9. Guideline G9 - Direct Marketing

    September 25, 2012

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  10. Guideline G10 - 10-Day Insurance Contract Rescission Right

    September 30, 2009

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  11. Guideline G11 - Policyowner Statements and Notices

    July 31, 2003

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  12. Guideline G12 - Capital Accumulation Plans

    December 20, 2024

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  13. Guideline G13 - Compensation Structures: Managing Conflicts of Interest

    December 21, 2007

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  14. Guideline G14 - Confirming Advisor Disclosure

    December 21, 2007

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  15. Guideline G15 - Guaranteed Withdrawal Benefit (GWB) Illustrations

    March 22, 2011

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  16. Guideline G16 - Quebec Drug Insurance – Eligible Persons in Public and Private Plans and Compliance with the Act Respecting Prescription Drug Insurance

    February 15, 2023

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  17. Guideline G17 - Co-ordination of Benefits for Out-of-Country/Out-of-Province/Territory Medical Expenses

    December 9, 2013

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  18. Guideline G18 - Insurer-MGA Relationships

    December 11, 2013

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